Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Canyon Lake, TX owners by phone and online. ZIP 78133 had 416 employer establishments in 2023, and 64.4 percent had fewer than five employees; construction leads. Lending partners decide every request and set all terms.
| County | Comal County, TX |
|---|---|
| Distance | About 14.5 miles NW of New Braunfels, TX |
| ZIP 78133 employers | 416 in 2023 (Census ZBP) |
| Construction | 84 employers, 75.0% under five staff |
| Self-employed residents | 14.3%, +/- 2.5 (ACS 2020-2024) |
Canyon Lake, TX in Comal County, TX
Canyon Lake is a census-designated place, an unincorporated community defined by the Census Bureau, rather than an incorporated city. It lies wholly in Comal County. About 95.4 percent of ZIP 78133's land falls inside the place, so the ZIP figures describe it more closely than they do most nearby towns.
ZIP 78133 in 2023
Employer establishments with a ZIP 78133 address numbered 416 in 2023. They reported 2,908 paid employees in the March pay period and about $129.8 million in annual payroll, and 64.4 percent of them had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Employer establishments | Under-five-employee share |
|---|---|---|
| Construction | 84 | 75.0% |
| Professional, scientific and technical services | 53 | 79.2% |
| Accommodation and food services | 48 | 35.4% |
| Retail trade | 42 | 33.3% |
| Other services | 42 | 66.7% |
| Real estate and rental and leasing | 34 | 76.5% |
Self-employment in Canyon Lake, TX
Canyon Lake has a high share of self-employment: about 14.3 percent of employed residents, plus or minus 2.5 points (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates). That is above the Comal County share of 12.9 percent and the Texas share of 10.5 percent. Incorporated owners made up 6.2 percent of employed residents and unincorporated owners 8.1 percent.
An owner-run, trades-heavy economy
Construction is the largest sector in ZIP 78133, and three in four of those contractors had fewer than five employees. Because the ZIP averaged about seven paid employees per establishment (2,908 divided by 416), the typical employer is small.
For small contractors, the common funding needs are a machine, a trailer or the gap before a client pays. Professional firms and property businesses, also numerous here, more often need working capital than equipment.
Since Canyon Lake is inside Comal County, county figures are relevant context too: the county had 689 construction employer establishments in 2023 (County Business Patterns).
Working with Canyonwick Finance from Canyon Lake, TX
Canyon Lake, TX owners reach Canyonwick Finance by phone at (830) 219-2123 or through the short online form; New Braunfels, TX, where the 133 W San Antonio St address is, lies about 14.5 miles away. Small contractors can read about contractor financing. For figures around the office itself, see the local business profile, and other towns are listed under every area served.
Canyon Lake, TX businesses we help
Canyonwick Finance works with Canyon Lake, TX businesses in four sectors our partners have confirmed: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Being in one of them does not decide the outcome; the partner does.
What to gather before you call
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- Reach us at (830) 219-2123 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Canyonwick Finance is based at 133 W San Antonio St, New Braunfels, TX 78130.
By Canyonwick Finance · Updated