Canyonwick Finance, a small-business funding broker in New Braunfels, TX, is not a lender and does not make credit decisions. It introduces business owners to lending partners, which approve or decline requests and set every rate and term. This page explains that relationship, how advances differ from loans, and how request information is shared.
Canyonwick Finance is a broker, not a lender
Canyonwick Finance connects you with lending partners; partners make credit decisions and set rates and terms. The word Finance in our name describes our field. We do not lend, we do not buy receivables, and we do not decide whether a request is approved.
No assurance of an outcome
Contacting us, by form or by phone, does not mean a partner will approve the business, fund any particular amount or offer particular terms. Each partner applies its own criteria, and many requests are declined.
Price and conditions: the partner's call
The cost of any funding, the payment schedule, collateral, guarantees and every other condition are set by the lender or funder. Offers come from partners directly, and the contract is between your business and that partner. Read it in full before signing.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. Its price, how it is collected and what happens on default all follow different rules from a loan's; the advance page walks through holdbacks, factor rates and reconciliation.
What happens to your information
Whatever you tell Canyonwick, on the form or by phone, is used to prepare your request; with your go-ahead, it is passed to lending partners so they can review it. The request form is run by an outside provider. The privacy policy covers this in detail.
Calls, texts and consent
Calls and texts from Canyonwick Finance or a lending partner follow the consent wording you accepted on the form. To end texts, reply STOP; for help, reply HELP. Full details sit in our SMS terms.
Questions or complaints
Call (830) 219-2123, or write to Canyonwick Finance, 133 W San Antonio St, New Braunfels, TX 78130.
By Canyonwick Finance · Updated