# Canyonwick Finance > Canyonwick Finance is a small-business funding broker at 133 W San Antonio St, New Braunfels, TX 78130 (phone (830) 219-2123). It helps businesses in New Braunfels, TX; Marion, TX; Cibolo, TX; Schertz, TX; Seguin, TX; Canyon Lake, TX; Universal City, TX and across Comal County, Texas, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Canyonwick Finance connects you with lending partners; partners make credit decisions and set rates and terms. Canyonwick Finance is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Canyonwick Finance does not arrange personal, payday, auto title or home loans, offers no grants, does not handle agriculture or trucking funding, and offers no Spanish-language service. Key facts: - Business type: small-business funding broker (not a lender) - Address: 133 W San Antonio St, New Braunfels, TX 78130, United States - Phone: (830) 219-2123 - Apply: https://canyonwickfinance.com/apply/ - Service area: New Braunfels, TX; Marion, TX; Cibolo, TX; Schertz, TX; Seguin, TX; Canyon Lake, TX; Universal City, TX and all of Comal County, Texas - Language: English ## Funding options - [Compare Business Funding Options in New Braunfels, TX](https://canyonwickfinance.com/business-loans/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, compares six options here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The right one depends on what the money buys and how your revenue arrives. Lending partners, not Canyonwick, decide and price every offer. - [Working Capital Financing in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/business-loans/working-capital/): Working capital financing is short-term business funding for operating costs while you wait on receivables, draws or insurer payments. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps owners size the gap and present the request to lending partners, which approve, decline and set the terms. - [Business Term Loans in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/business-loans/term-loans/): A business term loan is a single amount repaid on a fixed schedule, usually monthly, over a set number of years or months. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps owners decide whether a term loan fits and introduces the request to lending partners, which approve, decline and price it. - [Business Lines of Credit in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/business-loans/line-of-credit/): A business line of credit gives a business a borrowing limit to draw from as needed, with interest charged only on the outstanding balance. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, explains how draws and repayment work and introduces requests to lending partners, which set the limit, rate and terms. - [Inventory Financing in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy goods for resale, typically secured by those goods and repaid as they sell or on a set schedule. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps owners judge whether it fits and introduces requests to lending partners, which decide and set the terms. - [Equipment Financing and Leasing in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/equipment-financing/): Equipment financing lets a business buy or lease machinery, vehicles and fixtures with the equipment itself as collateral, repaid in regular payments over its useful life. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, compares loans, leases and EFAs with owners and introduces requests to lending partners, which decide and set terms. - [Merchant Cash Advances in New Braunfels, TX: Uses, Trade-offs and Paperwork](https://canyonwickfinance.com/merchant-cash-advance/): A merchant cash advance is a purchase of future receivables, not a loan: a funder pays a lump sum now and collects a fixed total from your sales. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, explains holdbacks, factor rates and reconciliation, and looks at loan options first. Funders decide and set all terms. ## Industries - [Business Financing by Industry in New Braunfels, TX](https://canyonwickfinance.com/industries/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Comal County businesses in construction, restaurants, medical and dental practices, and retail and inventory trades, the sectors its lending partners have confirmed they fund. Each page explains the sector's cash pattern and the options that fit. Partners decide and set all terms. - [Contractor and Construction Financing in New Braunfels, TX: Sector Needs and Trade-offs](https://canyonwickfinance.com/industries/construction/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps Comal County contractors compare equipment financing, lines of credit and working capital for draw gaps and machine purchases. Comal County had 689 construction employer establishments in 2023. Lending partners review each contractor's file, decide and set all terms. - [Restaurant and Food Service Financing in New Braunfels, TX: Sector Needs and Trade-offs](https://canyonwickfinance.com/industries/restaurants/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps Comal County restaurant owners compare equipment financing, term loans, lines of credit and working capital. The county had 339 restaurants and other eating places as employers in 2023, most with sizable crews. Lending partners decide on each request and set all terms. - [Medical and Dental Practice Financing in New Braunfels, TX: Sector Needs and Trade-offs](https://canyonwickfinance.com/industries/medical-dental/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, helps Comal County medical, dental and other health practices compare equipment financing, working capital and term loans. The county had 151 physician offices and 73 dental offices as employers in 2023. Lending partners review each practice, decide and set all terms. ## Guides and calculators - [Business Funding Guides and Calculators for New Braunfels, TX Owners](https://canyonwickfinance.com/resources/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, publishes local guides for Comal County owners: where to find free advising, what to check before leasing or building out space in the city, and a mini excavator payment calculator. The guides are general information; lending partners make all credit decisions. - [Free Small Business Help for New Braunfels, TX Owners in Comal County, TX](https://canyonwickfinance.com/resources/comal-county-small-business-resources/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, lists free help for Comal County owners here: the South-West Texas Border SBDC Network, the SBA San Antonio District Office, Texas state business pages and the City of New Braunfels website. Canyonwick is not affiliated with any of them, and their help costs nothing. - [Before You Lease or Build Out in New Braunfels, TX: Zoning, Building Permits and Contractor Registration](https://canyonwickfinance.com/resources/new-braunfels-tx-permits-zoning-before-you-build-out/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, wrote this premises checklist for owners leasing or building out space in the city: confirm zoning for the use, understand the building permit route, check who pulls permits, and time funding around approvals. It is general information; the City of New Braunfels gives the official answers. - [Mini Excavator Payment Calculator for Comal County, TX Contractors](https://canyonwickfinance.com/resources/mini-excavator-payment-calculator/): This mini excavator payment calculator estimates the monthly payment and total cost, including the down payment, from four inputs: price, down payment, interest rate and term. Canyonwick Finance, a small-business funding broker in New Braunfels, TX, provides it for contractors. Results are illustrations; lending partners set actual rates and terms. ## Areas served - [Business Funding in New Braunfels, TX: What the Comal County, TX Numbers Say](https://canyonwickfinance.com/new-braunfels-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with owners from 133 W San Antonio St. The office ZIP, 78130, counted 2,526 employer establishments in 2023, led by health care, retail, food service and construction. Lending partners, not Canyonwick, decide every request and set all terms. - [Communities We Serve in Comal County, TX](https://canyonwickfinance.com/service-areas/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with owners in Comal County and nearby towns in Guadalupe County, Bexar County and beyond, all from one address at 133 W San Antonio St. Six towns have their own pages; others are summarized here. Lending partners decide every request. - [Business Funding for Marion, TX Businesses](https://canyonwickfinance.com/service-areas/marion-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Marion, TX owners by phone and online. ZIP 78124 had 119 employer establishments in 2023, with construction the largest sector. Canyonwick explains funding options and introduces requests to lending partners, which decide and set all terms. - [Business Funding for Cibolo, TX Businesses](https://canyonwickfinance.com/service-areas/cibolo-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Cibolo, TX owners by phone and online. ZIP 78108 had 375 employer establishments in 2023, and 64.5 percent had fewer than five employees. Canyonwick explains the options; lending partners decide and set every rate and term. - [Business Funding for Schertz, TX Businesses](https://canyonwickfinance.com/service-areas/schertz-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Schertz, TX owners by phone and online. ZIP 78154 had 1,056 employer establishments with 23,361 paid employees in 2023, led by retail, food service and health care. Lending partners decide every request and set all terms. - [Business Funding for Seguin, TX Businesses](https://canyonwickfinance.com/service-areas/seguin-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Seguin, TX owners by phone and online. ZIP 78155 had 1,065 employer establishments in 2023, led by retail and construction, with notable manufacturing. Canyonwick explains the options; lending partners decide and set every rate and term. - [Business Funding for Canyon Lake, TX Businesses](https://canyonwickfinance.com/service-areas/canyon-lake-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Canyon Lake, TX owners by phone and online. ZIP 78133 had 416 employer establishments in 2023, and 64.4 percent had fewer than five employees; construction leads. Lending partners decide every request and set all terms. - [Business Funding for Universal City, TX Businesses](https://canyonwickfinance.com/service-areas/universal-city-tx/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works with Universal City, TX owners by phone and online. ZIP 78148 had 391 employer establishments in 2023, led by other services, food service and retail. Canyonwick explains the options; lending partners decide and set every rate and term. ## Company - [Business Funding Broker in New Braunfels, TX for Comal County, TX Owners](https://canyonwickfinance.com/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, lends no money of its own. From 133 W San Antonio St it helps Comal County owners compare six kinds of business funding and introduces each request to lending partners, which approve or decline and set every rate and term. Call (830) 219-2123. - [From Application to Offer: How a New Braunfels, TX Funding Broker Works](https://canyonwickfinance.com/how-it-works/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, works in four steps: a first call about the purpose, matching the purpose to a funding type, a partner's review and decision, and your comparison of any offers. Partners make credit decisions and set every rate and term; you decide whether to accept. - [Business Funding Questions From New Braunfels, TX Owners](https://canyonwickfinance.com/faq/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, answers common owner questions here: who actually lends, whether you can pay yourself from a business loan, whether an LLC can apply, and how a merchant cash advance differs from a loan. Lending partners decide every request and set all terms. - [Request Business Funding Options in New Braunfels, TX](https://canyonwickfinance.com/apply/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, starts every request with a short form: name, email, phone and business name, three range picks (time in business, annual revenue, requested amount) and a consent checkbox. We call to discuss the purpose and suitable options. Lending partners review requests, make credit decisions and set rates and terms. - [About Canyonwick Finance, a Business Funding Broker in New Braunfels, TX](https://canyonwickfinance.com/about/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, does not lend money or set terms. From 133 W San Antonio St it explains six business funding options, prepares requests and introduces them to lending partners, which make every credit decision. It does not arrange personal, agriculture or trucking funding. - [Contact Canyonwick Finance in New Braunfels, TX](https://canyonwickfinance.com/contact/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, can be reached at (830) 219-2123 or at 133 W San Antonio St, New Braunfels, TX 78130. Call or send the short request form; we discuss the purpose by phone. Each credit decision, and every term, is a lending partner's to make. - [Broker Disclosures for Canyonwick Finance, New Braunfels, TX](https://canyonwickfinance.com/disclosures/): Canyonwick Finance, a small-business funding broker in New Braunfels, TX, is not a lender and does not make credit decisions. It introduces business owners to lending partners, which approve or decline requests and set every rate and term. This page explains that relationship, how advances differ from loans, and how request information is shared. ## Optional - [Full text of every page](https://canyonwickfinance.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://canyonwickfinance.com/sitemap.xml)